Credit Risk Analyst

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. We’re looking for an experienced Credit Risk Analyst to join our ever evolving credit risk team and help us unleash the potential of every business.

What you’ll own as the Credit Risk Analyst

• As a Credit Analyst, you will be responsible for conducting credit risk assessments on existing merchants. This includes:
• Gathering and analysing all relevant information needed to complete a credit review.
• Working closely with the internal teams such as Underwriting, Transaction Monitoring and Relationship Managers to obtain further information for the review.
• Engaging directly with merchants for ongoing portfolio reviews.
• Evaluating financial statements and wider risk indicators to identify key credit risks and potential exposure to Worldpay.
• Making informed decisions within your Designated Authority (where applicable) and communicating those decisions clearly to relevant stakeholders.

What You'll Bring

• Experience in credit assessment or similar analytical practices
• Ability to work under pressure and meet tight deadlines
• Strong report writing skills with the ability to communicate findings clearly and concisely
• Experience interpreting large amounts of data
• Experience interpreting financial accounts
• Excellent attention to detail
• Strong written and verbal communication skills
• Confidence to manage challenging conversations professionally

Added Bonus If You Have

• Commercial credit risk experience (B2B or B2C)

About the Team

The Credit Risk team sit within our Risk function, their primary responsibility is to ensure the risk of loss to the business is minimised. The team are responsible for live monitoring of Merchants accounts that have been flagged by our Brighterion system, completing reviews and risk assessment as to whether we can continue engage with a customer. We review financial and non‑financial information to assess the overall risk profile of a business. The team will also complete annual reviews for existing customers.

To learn more about our winning teams, check out our world-class teams that own it every day.

What makes a Worldpayer

What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions and finding creative solutions to simplify the complex.

We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open and winning and failing as one.

Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.

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