Senior Credit Analyst

Are you ready to write your next chapter?

Make your mark at one of the biggest names in payments. We’re looking for a Senior Credit Analyst to join our ever evolving Credit Risk team and help us unleash the potential of every business.

What you’ll own as the Senior Credit Analyst

We are looking for a bright and ambitious individual to join our London based team where you will undertake quality credit risk assessments to establish the ongoing creditworthiness of our customers.

Working through varied tasks at a fast pace, you will complete credit risk analysis demonstrating both insight and understanding across both financial statements and relevant non-financial information.

You’ll be making recommendations from this, referring to policies for approval via the appropriate sanctioning authority.

Communicating your decisions/rationale in a clear and concise manner, you’ll proactively engage with internal stakeholders and our clients to find solutions to best manage our risk.

• Undertake quality credit risk assessments, within agreed service levels, as necessary for an existing portfolio of customers (including applications for increased/additional facilities) and ensuring completion on a timely basis

• Undertake financial analysis demonstrating both insight and understanding across financial statements and relevant non-financial information

• Formulate recommendations, with reference to Worldpay policies, for approval via appropriate sanctioning authority, including communicating decisions / rationale in a clear and concise manner

• Proactively engage with both internal and external stakeholders, finding solutions to business propositions and where ever possible, maximising loss mitigation

• Where material deteriorating concerns are identified, or risk of loss is considered likely, undertake necessary actions to minimise potential loss as appropriate

• Participate in developing, testing and optimizing internal credit policies, ensuring consistency and regulatory compliance and assisting in the implementation of these policies and processes

What you'll bring

• A strong understanding of more sophisticated credit risk management techniques and ability to apply these independently, including knowledge of financial statement analysis

• Excellent verbal and written communication skills, in particular, the ability to convey complex or difficult messages in a clear and concise manner to both internal and external stakeholders

• Ability to prioritise tasks and work well under strict timelines whilst maintaining strong attention to detail

• Aptitude to work across various functional teams in multiple projects and serve as a credible voice for the Credit team

• A supportive attitude and willingness to assist fellow team members to develop their expertise through knowledge sharing and mentoring

• 5 plus years experience in a credit risk role, ideally in a payments, fintech or financial services

Added bonus if you have:

Excellent written and verbal language skills in any of the following, German, French, Spanish, Italian and Portuguese. Any other European language skills would also be advantageous.

To learn more about our winning teams, check out our world-class teams that own it every day.

What makes a Worldpayer

What makes a Worldpayer? It’s simple: Think, Act, Win. We stay curious, always asking the right questions and finding creative solutions to simplify the complex.

We’re dynamic, every Worldpayer is empowered to make the right decisions for their customers. And we’re determined, always staying open and winning and failing as one.

Does this sound like you? Then you sound like a Worldpayer. Apply now to write the next chapter in your career.

#LICW